BAC Community Bank Debit MasterCard is fully functional, and includes EMV chip security.
No updates currently scheduled.
100 Transactions
per monthly statement cycle
(30 cents ea. additional item)
For this account, a Transaction is any combination of deposited items, paid items, and deposits (except mobile deposits which are charged separately at 60 cents ea.)
$10,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)
20 Deposited Items
per monthly statement cycle
(30 cents ea. additional item)
Any combination of deposited items and deposits (except mobile deposits which are charged separately at 60 cents ea.)
$20,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)
500 Transactions
per monthly statement cycle
(45 cents ea. additional item)
A Transaction within Commerce 500 Plus is any combination of issued checks and deposited items (except In-Office Deposits)
500 Transactions
per monthly statement cycle
(30 cents ea. additional item)
For this account, a Transaction is any combination of deposited items, paid items, and deposits (except mobile deposits which are charged separately at 60 cents ea.)
$5,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)
Account Features
No Monthly Service Charge
Fixed Terms
Earns Interest
See Transaction Limitations and
Early Withdrawal Penalty below
Automatic Renewal
at Maturity
See Grace Period below
Checkbook Accessible
A limit of 6 withdrawals of any kind
applies per monthly statement cycle
($15 ea. additional debit)
Earns Interest
A fixed rate of interest is paid on the
available balance of this account.
Minimum balance may apply.
See Interest information below
View current rates
Contact us for assistance
Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.
Contact us for current rate
Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.
Contact us for current rate
Monthly Service Charge
$12 monthly service charge
(this charge is waived when an average monthly balance of $3,000 is maintained)
Monthly Service Charge
$25 monthly service charge
(this charge is waived when an average monthly balance of $25,000 is maintained)
Monthly Service Charge
$95 monthly service charge
(this charge is waived when an average combined monthly balance of $100,000 is maintained. Combined average monthly balance on an unlimited number of Commerce 500 Plus accounts under the same tax ID.)
Monthly Service Charge
$22 monthly service charge
(this charge may be offset by Earnings Credit.)
Monthly Service Charge
$15 monthly service charge
(this charge is waived when an average monthly balance of $2,500 is maintained)
Monthly Service Charge
$5 monthly service charge
(this charge is waived when an average monthly balance of $500 is maintained)
Online Banking
No Monthly Fee
View account activity online.
Online Cash Management
$25 Monthly Fee
Access to Mobile Banking,
Paperless Statements,
Download & Export
to Excel, Quick Books, etc.
Stop Payments
Unlimited with No Fee
when placed through
Online Cash Management.
($33 ea. if initiated by any other method)