Please contact us or visit your local branch for rate information.
At our discretion, the bank may change variable interest rates and annual percentage yields (APY). The current interest rate, APY, balance and tier requirements associated with our accounts are documented in our Deposit Rate Schedule.
<< Back to Free Kasasa Cash* Free Kasasa Cash*
| Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield* |
|---|---|---|---|
| 0 - $10,000 | $25 | 1.98% | 2.00% |
| $10,000+ | $25 | 0.25% | 0.25% Blended yield: 2.00% to 0.41% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
*Annual Percentage Yield. Rates effective as of August 1, 2024.
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log in to online banking or mobile banking
- Be enrolled in and agree to receive electronic statements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
<< Back to Kasasa Saver* Kasasa Saver*
| Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield* |
|---|---|---|---|
| 0 - $10,000 | $25 | 0.50% | 0.50% |
| $10,000+ | $25 | 0.25% | 0.25% Blended yield: 0.50% to 0.27% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
*Annual Percentage Yield. Rates effective as of August 1, 2024.
Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your linked Kasasa checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log in to online banking or mobile banking
- Be enrolled in and agree to receive electronic statements
It's no problem if you miss a qualification cycle. Both accounts are still free plus the linked interest-bearing accounts earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
