Please contact us or visit your local branch for rate information.
At our discretion, the bank may change variable interest rates and annual percentage yields (APY). The current interest rate, APY, balance and tier requirements associated with our accounts are documented in our Deposit Rate Schedule.
<< Back to Diamond Rewards Checking* Diamond Rewards Checking*
| Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield* |
|---|---|---|---|
| 0 - $10,000 | $25 | 1.98% | 2.00% |
| $10,000+ | $25 | 0.25% | 0.25% Blended yield: 2.00% to 0.41% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
*Annual Percentage Yield. Rates effective as of April 1, 2025.
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Diamond Rewards checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log in to online banking or mobile banking
- Be enrolled in and agree to receive electronic statements
If you don't meet the qualifications one month, don't worry. Your Diamond Rewards checking account still earns our base interest rate of 0.05%. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
<< Back to Diamond Rewards Saver* Diamond Rewards Saver*
| Balance | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield* |
|---|---|---|---|
| 0 - $10,000 | $25 | 0.50% | 0.50% |
| $10,000+ | $25 | 0.25% | 0.25% Blended yield: 0.50% to 0.27% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
*Annual Percentage Yield. Rates effective as of April 1, 2025.
Qualifications
Qualifying for Diamond Rewards or Diamond Rewards Cashback checking rewards automatically qualifies you for the highest Diamond Rewards Saver rate too. Simply do the following activities and transactions in your linked Diamond Rewards or Diamond Rewards Cashback checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log in to online banking or mobile banking
- Be enrolled in and agree to receive electronic statements
It's no problem if you miss a qualification cycle. The interest-bearing reward accounts earn our base interest rate of 0.05%. And you can get back to earning rewards the very next month you qualify.
