Deposit Insurance
The FDIC provides deposit insurance to at least $250,000 at each FDIC-insured bank. Visit fdic.gov > resources > deposit-insurance/ for answers to these and other questions.
- How does FDIC insurance work?
- What does FDIC insurance cover?
- What financial products are not covered?
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Your Insured Deposits
Use these tools and links to better understand Federal Deposit Insurance Corporation (FDIC) deposit insurance coverage for the most common accounts offered to consumers. If you have questions about your coverage, you can call the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342). |
Deposit Insurance-At-A-Glance
Since the FDIC began operations in 1934, the FDIC sign on bank teller windows has served as a symbol of financial safety and security. When you visit a bank, whether in person or online, and see the FDIC Official Sign, you know the financial institution is backed by the full faith and credit of the United States government, and that your money on deposit is safe. |
FDIC Electronic Deposit Insurance Estimator (EDIE)
EDIE allows consumers and bankers to calculate your coverage on a per-bank basis, determine how much is insured, and what portion of your funds (if any) exceeds the coverage limits. Consumers can also learn how the insurance rules limits apply to your specific deposit accounts. After calculating your coverage using EDIE, you can also print the report for your records. |
