A Secured Credit Card* is the perfect solution if you are looking to build or re-build your credit. It works like any other credit card except it requires a security deposit which is held as collateral for your account.
Plus, you receive these great benefits.
- Graduation Eligibility1: With responsible use, you may become eligible for graduation to an Unsecured Credit Card
in as little as 13 months.1 - Free FICO® Score2
- Fraud Monitoring & Zero Fraud Liability
- Text & Email Fraud Alerts
- Travel Accident Insurance3
- Cell Phone Protection4
- Mobile Payments
- 24/7, U.S.-based Customer Service
- Financial Education
*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1 In as little as 13 months of responsible use, you become eligible for an account review for graduation to an unsecured credit card. In order to graduate, you must: make on-time payments, spend within your credit limit, have a credit score of at least 660, and have no delinquencies in 12 months. If your account becomes 30 days delinquent, we will close the account and use your security deposit to pay any outstanding balances. Any remaining funds will be returned to you within 90 days of account closing.
2 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
3 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
4 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569
