This account may be the right choice if your business maintains higher balances and you want to combine liquidity with competitive rates.

For all details, account definitions, features and fees, please refer to our
Business Deposit Accounts Fee & Information Schedule and Deposit Account Agreement & Disclosure.

 

Account Details
Commerce Money Market is a variable rate business account that provides easy access to your funds through limited check writing.
$2,500 minimum deposit to open.

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20 Deposited Items
per monthly statement cycle 
(30 cents ea. additional item)

Any combination of deposited items and deposits (except mobile deposits which are charged separately at 60 cents ea.)

Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.

Contact us for current rate

Monthly Service Charge
$15 monthly service charge
(this charge is waived when an average monthly balance of $2,500 is maintained)

Checkbook Accessible
A limit of 6 withdrawals of any kind
applies per monthly statement cycle 
($15 ea. additional debit)

See Transaction Limitations

Smart ALAC™
Choose your own personal banker
Ask banking questions anytime
Securely share documents
Video chat with your local banker

Online Banking
No Monthly Fee
View account activity online.

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TRANSACTION LIMITATIONS
Savings and money market accounts are designed to help organizations set aside and save funds as needed. These accounts are not transaction accounts therefore no more than 6 withdrawals of any type are permitted during your monthly statement cycle.

If you regularly exceed 6 withdrawals of any type during a statement cycle,  BAC Community Bank may convert your savings or money market into a checking account or may close your account.

Additional Services Available with Online Cash Management Add-On
Add Online Cash Management to all related deposit accounts at $25 a month for additional online tools.
Only a few online features are available for money market accounts since they have transaction limitations. Full functionality is only available on checking accounts accessed through Online Cash Management.

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Online Cash Management
$25 Monthly Fee 
Access to Mobile Banking,
Paperless Statements,
Download & Export
to Excel, Quick Books, etc.

Business Mobile Banking
No Monthly Fee
Mobile Cash Management
Biometric Log-In
Account Alerts
Mobile Deposit (60 cents ea.)

Account Alerts
No Monthly Fee
Manage Account Alerts
to be delivered how and
when you want.

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Other Available Services
Apply for these services regardless of which deposit account your business uses.

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Merchant Card Services by Clover
Available
Accept Visa®, Mastercard®, Apple Pay®, Google Pay™, Samsung Pay®, and other payments.

Business Credit Card
Available
Apply for a Business card to better manage purchases, even assign to employees as needed.

Business Loans
Available
Explore our variety of business solutions, talk with a local business banking professional, and apply for a loan to meet your needs.

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Accurate as of August 1, 2024. All accounts are subject to approval. Restrictions and limitations may apply.  At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service.