Ideal for a business that makes few deposits and writes minimal checks in each statement cycle.
$12
$3,000
Developed to meet the needs of medium-sized businesses with a higher volume of deposits and checks.
$25
$25,000
This account provides essential tools for your business at no extra cost, including Cash Management, Online Bill Pay, In-Office Deposit, Positive Pay, and more.3,4
$95
$100,0003
This account suits the needs of large sized businesses with high transaction volume.
$22
For all details, account definitions, features and fees, please refer to our Business Deposit Accounts Fee & Information Schedule.
For more information:
Accurate as of August 1, 2024. All accounts subject to approval. Restrictions and limitations may apply.
At any time and at the discretion of BAC Community Bank standard features and account requirements may change after account is opened. Customer may need to initiate use of some services by enrolling in or requesting the service.
Cannabis Related Businesses, Money Service Businesses, Non-Bank Financial Institutions, and Private ATM Service Providers are not eligible for any of these accounts, except Commerce Analyzed Checking.
Any business checking account with over 500 transactions posted per monthly statement cycle or routine uncollected funds, may be reviewed and converted to a Commerce Analyzed Checking account. If the Bank converts your account you will be notified in advance
Footnotes for Business Checking Accounts at BAC Community Bank
1For all Business deposit accounts, except Commerce 500 Plus: Transaction refers to any combination of deposits (except mobile deposits, 60 cents ea.), deposited items, and paid items.
2For Commerce 500 Plus accounts: Transaction refers to any combination of issued checks and deposited items (except In-Office Deposits).
3Combined average monthly balance of $100,000 on an unlimited number of Commerce 500 Plus accounts held by the same entity.
4For Commerce 500 Plus accounts: Activity is calculated per monthly statement cycle across an unlimited number of Commerce 500 Plus accounts held by the same entity.