BAC Community Bank Now Open in Tracy

STOCKTON, Calif. – June 8, 2016 – BAC Community Bank has opened its new downtown Tracy branch office located at 951 North Central Avenue. While finishing touches continue to be made on the newly renovated building on the corner of 10th & Central, bank customers who have been waiting for the local office to open are now able to transact business inside.

Official grand opening festivities will be announced as these plans are finalized.

"This is a very exciting time," says Judy Cerri Rodriguez, the Bank's relationship manager who has been spearheading efforts to open this new office.

The new full service branch is managed by Ada Silva, working along with Iesha Simmons who was joyfully introducing families to the bank this past weekend at the Mountain House Kite Festival. The Tracy team will also include Lawrence Benoit who will join the branch staff later this month.

Tracy Branch

951 North Central Avenue
(209) 855-8150

Lobby Hours:
Monday - Thursday: 9:00-5:30
Friday: 9:00-6:00

About BAC Community Bank
BAC Community bank operates branch offices throughout San Joaquin, Stanislaus, and eastern Contra Costa counties and was recently identified as "one of the strongest financial institutions in the nation" by BauerFinancial, Inc. The bank began business north of Tracy in the town of Brentwood 51 years ago and has remained focused on providing high quality local community banking to the families and businesses it serves.

In addition to full service traditional banking, this family-owned bank provides such cutting edge business banking services as remote deposit capture, positive pay, and lockbox. Consumer offerings include KASASA® deposit accounts, mobile banking with mobile deposit and mobile bill pay, as well as person-to-person money transfers through text messaging or email.

BAC Community Bank is a member of the Federal Deposit Insurance Corporation and is an Equal Housing Lender. More information and online account opening are available at www.bankbac.com. The Tracy branch office can be reached by calling (209) 855-8150.

Media Contact:
Josef Britschgi
BAC Community Bank
Telephone: (209) 473-6821
Email: [email protected]

100 Transactionsper monthly statement cycle
(30 cents ea. additional item)

For this account, a Transaction is any combination of deposited items, paid items, and deposits (except mobile deposits which are charged separately at 60 cents ea.)

$10,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)

20 Deposited Itemsper monthly statement cycle
(30 cents ea. additional item)

Any combination of deposited items and deposits (except mobile deposits which are charged separately at 60 cents ea.)

$20,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)

500 Transactionsper monthly statement cycle
(45 cents ea. additional item)

A Transaction within Commerce 500 Plus is any combination of issued checks and deposited items (except In-Office Deposits)

500 Transactionsper monthly statement cycle
(30 cents ea. additional item)

For this account, a Transaction is any combination of deposited items, paid items, and deposits (except mobile deposits which are charged separately at 60 cents ea.)

$5,000 Cash Deposit
per monthly statement cycle
(15 cents ea. additional $100)

6 Withdrawalsper monthly statement cycle
($15 ea. additional debit)

See Transaction Limitations

Account Alerts
No Monthly Fee
Manage Account Alerts
to be delivered how and
when you want.

Account Features
No Monthly Service Charge
Fixed Terms
Earns Interest

See Transaction Limitations and
Early Withdrawal Penalty below

ACH Origination
$35 Monthly Fee, plus
Credit/Debit - 18 cents ea.
ACH File - $2 ea.
Set Up Fee - $250

Automatic Renewal
at Maturity

See Grace Period below

Business Credit Card
Available
Apply for a Business card to better manage purchases, even assign to employees as needed.

Business Debit Mastercard^®No Monthly Fee
Surcharge-Free ATMs
uChoose^® Rewards
CardValet^® App
Apple Pay^® / Google Pay™

Digital WalletsUpload your
BAC Business Debit Mastercard^® to
Apple Pay^® or Google Pay™
to make secure purchases
quickly and easily.

Business Loans
Available
Explore our variety of business solutions, talk with a local business banking professional, and apply for a loan to meet your needs.

Business Mobile Banking
No Monthly Fee
Mobile Cash Management
Biometric Log-In
Account Alerts
Mobile Deposit (60 cents ea.)

Checkbook AccessibleA limit of 6 withdrawals of any kind
applies per monthly statement cycle
($15 ea. additional debit)

See Transaction Limitations

Domestic Wire Transfers
Incoming - $15 ea.
Outgoing - $30 ea.

Domestic Wire Transfers
Incoming - No Fee
Outgoing - First 4, No Charge;
$30 ea. additional

Wires originating outside of
Cash Management - $30 each

Earnings Credit
may offset Transaction fees
and fees for other account services

For this account, a Transaction is any combination of deposited items, paid items, and deposits.

Earns Interest
A fixed rate of interest is paid on the
available balance of this account.
Minimum balance may apply.

See Interest information below

View current rates

Contact us for assistance

Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.

Contact us for current rate

Earns Interest
A variable rate of interest is paid on the available balance of this account.
Minimum balance may apply.

Contact us for current rate

In-Office Deposit
$35 Monthly Fee
Use your own compatible scanner or purchase a new scanner (prices vary).

In-Office Deposit
No Monthly Fee
Use your own compatible scanner or purchase a new scanner (prices vary).

Merchant Card Services by Clover
Available
Accept Visa^®, Mastercard^®, Apple Pay^®, Google Pay™, Samsung Pay^®, and other payments.

Monthly Service Charge
$12 monthly service charge
(this charge is waived when an average monthly balance of $3,000 is maintained)

Monthly Service Charge
$25 monthly service charge
(this charge is waived when an average monthly balance of $25,000 is maintained)

Monthly Service Charge
$95 monthly service charge
(this charge is waived when an average combined monthly balance of $100,000 is maintained. Combined average monthly balance on an unlimited number of Commerce 500 Plus accounts under the same tax ID.)

Monthly Service Charge
$22 monthly service charge
(this charge may be offset by Earnings Credit.)

Monthly Service Charge
$15 monthly service charge
(this charge is waived when an average monthly balance of $2,500 is maintained)

Monthly Service Charge
$5 monthly service charge
(this charge is waived when an average monthly balance of $500 is maintained)

Online Banking
No Monthly Fee
View account activity online.

Online Bill Pay
No Monthly Fee
Schedule one-time and recurring payments to nearly any U.S. company or individual.

Online Cash Management
$25 Monthly Fee
Manage Users
Paperless Statements
Download & Export
to Excel, Quick Books, etc.

Access to:
Online Bill Pay
Mobile Banking
Positive Pay
Online Wire Origination

Online Cash Management
No Monthly Fee
Manage Users
Paperless Statements
Bill Pay

Online Cash Management
$25 Monthly Fee
Access to Mobile Banking,
Paperless Statements,
Download & Export
to Excel, Quick Books, etc.

Positive Pay
No Monthly Fee*
Fraud Mitigation
for checks and
ACH Items.

*When enrolled in Online Cash Management.

($25 Monthly Fee per Account if not enrolled in Online Cash Management)

Positive Pay
No Monthly Fee
Fraud Mitigation
for checks and
ACH Items.

Smart ALAC™
Choose your own personal banker
Ask banking questions anytime
Securely share documents
Video chat with your local banker

Stop Payments
Unlimited with No Fee
when placed through
Online Cash Management.

($33 ea. if initiated by any other method)

ZRent / ZDeposit
Available, No Monthly Fee
If you have any kind of rental property, effortlessly collect monthly rent from tenants and manage security deposits.

(ZRent and ZDeposit are free for all users when deposits are made through BAC Community Bank, a ZSuite partner bank.)